Money and housing

Whatever your age and circumstance, worrying about money and housing can affect your health and wellbeing.

A calculator, pad of paper, pen, and small toy house

If you are struggling with managing money, or need some support with your housing situation, help is available. 

Money problems and debt can happen to anyone. There are steps you can take to get out of debt and there is nothing wrong with asking for help. It's better to act early and stop money problems getting worse. You can find out more by visiting the Council's benefits and grants pages. 

Knowsley Citizens Advice provides free, impartial and confidential advice to residents of Knowsley. They can offer advice if you are experiencing problems with things such as benefits, employment and debt. They can also support and help you to access the local food bank and signpost you for help with fuel bills. More information can be found here.

There are also a number of Credit Unions in Knowsley, and the surrounding area, which offer low cost financial goods and services to its members, your local one can be found on findyourcreditunion.co.uk 

 

Gambling for lots of people is a normal and enjoyable activity. However, for some people it can become problematic and can have a negative effect on many aspects of their life. 

When gambling becomes a problem 

Problem gambling is more than just a habit; it's when gambling begins to disrupt your personal life, family, or hobbies. Over half of those affected also experience mental health conditions such as depression, anxiety, self-harm and suicidal tendencies. Many problem gamblers also struggle with alcohol and drug use. 

Recognising the problem 

Problem gambling can contribute to: 

  • Loss of productivity at work, potential unemployment and associated money, debt and housing issues 
  • Family and relationship breakdown, along with child neglect as a result of debts accrued or a parent's preoccupation with their habit. 
  • Gamblers being forced to approach illegal money lenders, loan sharks and unregulated debt management companies. 

If you recognise that gambling is affecting any of these areas of your life, you are not alone and help is available. 

Getting help 

Gamcare deliver a free support service for individuals and families affected by problem gambling in the North West of England. 

This service includes a national telephone helpline and other support services including live chat rooms / forums and counselling, along with advice and guidance signposting in relation to debt management and social support.  

 

Suitable housing where you feel comfortable and safe is important for your physical and mental health.  

There is a range of advice and support available to Knowsley residents whether you are a social housing tenant, looking to move or considering buying your first home. Find more information.

If you are currently homeless, or worried about becoming homeless, you can contact Knowsley Housing Solutions Team for advice and support.  

You may also be able to access some support via SHAP, a charity working with young and vulnerable people across Merseyside. More information can be found on the SHAP website.  

The Knowsley Offer website contains lots of help and support for people looking for employment in Knowsley and depending upon your skills and experience, there are a range of jobs available across the borough and further afield. 

Visit Knowsley Council's website.